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					<div class="stl_01" style="left:15.6117em;top:6.2123em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top:8.4488em;"><span class="stl_08 stl_06 stl_09">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:14.2417em;top:11.1059em;"><span class="stl_10 stl_06 stl_11" style="font-weight:bold;">美亚附加旅行医药补偿医疗保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top:12.9688em;"><span class="stl_12 stl_06 stl_09">(2010</span><span class="stl_08 stl_06 stl_09">年第一版</span><span class="stl_12 stl_06 stl_09">) &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top:14.1088em;"><span class="stl_08 stl_06 stl_09">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:16.6888em;"><span class="stl_08 stl_06 stl_13" style="font-weight:bold;word-spacing:0.761em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:18.9713em;"><span class="stl_08 stl_06 stl_14">《美亚附加旅行医药补偿医疗保险》合同（以下简称本附加合同），依主合同投保人的申 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:20.2813em;"><span class="stl_08 stl_06 stl_14">请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:21.5913em;"><span class="stl_08 stl_06 stl_09">加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.1342em;top:24.1713em;"><span class="stl_12 stl_06 stl_09">Travel &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:24.2113em;"><span class="stl_08 stl_06 stl_09">本附加合同英文全称为</span><span class="stl_12 stl_06 stl_09">Individual &nbsp;</span></div>
					<div class="stl_01" style="left:24.2142em;top:24.2113em;"><span class="stl_12 stl_06 stl_09" style="word-spacing:0em;">Medical Reimbursement Rider. &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:26.7513em;"><span class="stl_08 stl_06 stl_09">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:29.2913em;"><span class="stl_08 stl_06 stl_13" style="font-weight:bold;word-spacing:0.6246em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:31.8713em;"><span class="stl_08 stl_06 stl_14">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:33.1829em;"><span class="stl_08 stl_06 stl_09">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:35.7629em;"><span class="stl_08 stl_06 stl_13" style="font-weight:bold;word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:38.3029em;"><span class="stl_08 stl_06 stl_15">在本附加合同有效期内，若任何被保险人于旅行期间遭受主合同约定的意外事故或罹患疾 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:39.4429em;"><span class="stl_08 stl_06 stl_14">病，且自发生事故或罹患疾病之日起九十天内进行必要治疗，本公司将以保险单上所载本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:40.5829em;"><span class="stl_08 stl_06 stl_14">附加合同项下该被保险人相应的保险金额为限，补偿被保险人已在医院内支出的、必需且 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:41.7229em;"><span class="stl_08 stl_06 stl_14">合理的实际医药费用。实际的医药费用以当地政府核准的收费标准为限。给付范围包括医 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:42.8629em;"><span class="stl_08 stl_06 stl_16">生诊断、处方、手术费、救护车费、住院费、药费、</span><span class="stl_12 stl_06 stl_09" style="word-spacing:0em;">X </span><span class="stl_08 stl_06 stl_09">光检查、护理、医疗用品等费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:45.1429em;"><span class="stl_08 stl_06 stl_09">但若任何被保险人因下列情形于境内发生上述医药费用： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:46.2854em;"><span class="stl_08 stl_06 stl_17">（</span><span class="stl_12 stl_06 stl_09">1</span><span class="stl_08 stl_06 stl_18" style="word-spacing:0.6019em;">） 被保险人于境外旅行期间遭受意外事故或罹患疾病，且自其返回境内后需接受治 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top:47.4254em;"><span class="stl_08 stl_06 stl_09">疗； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:48.5654em;"><span class="stl_08 stl_06 stl_17">（</span><span class="stl_12 stl_06 stl_09">2</span><span class="stl_08 stl_06 stl_09" style="word-spacing:0.6591em;">） 被保险人于境内旅行期间罹患疾病，且自罹患疾病之日起九十天内进行必要治疗， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:50.8454em;"><span class="stl_08 stl_06 stl_09">本公司按下述规定补偿该被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:53.1254em;z-index:666;"><span class="stl_08 stl_06 stl_09" style="word-spacing:0.5905em;">一、 若被保险人没有公费医疗</span><span class="stl_08 stl_06 stl_19">、</span><span class="stl_08 stl_06 stl_09">社</span><span class="stl_08 stl_06 stl_09">会基本医疗保险</span><span class="stl_08 stl_06 stl_20">、</span><span class="stl_08 stl_06 stl_09">其</span><span class="stl_08 stl_06 stl_09">他费用补偿型医疗保险或被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:54.2654em;"><span class="stl_08 stl_06 stl_09">未从公费医疗</span><span class="stl_08 stl_06 stl_21">、</span><span class="stl_08 stl_06 stl_09">社</span><span class="stl_08 stl_06 stl_09">会基本医疗保险</span><span class="stl_08 stl_06 stl_21">、</span><span class="stl_08 stl_06 stl_09">其</span><span class="stl_08 stl_06 stl_09">他费用补偿型医疗保险取得医药费用补偿</span><span class="stl_08 stl_06 stl_22">，</span><span class="stl_08 stl_06 stl_22">则 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:55.4054em;"><span class="stl_08 stl_06 stl_16">本公司按其在医院内已支出的</span><span class="stl_08 stl_06 stl_21">、</span><span class="stl_08 stl_06 stl_09">必</span><span class="stl_08 stl_06 stl_09">需且合理的实际医药费用补偿被保险人</span><span class="stl_08 stl_06 stl_21">。</span><span class="stl_08 stl_06 stl_09">但</span><span class="stl_08 stl_06 stl_22">在</span><span class="stl_08 stl_06 stl_23">（</span><span class="stl_12 stl_06 stl_09">1</span><span class="stl_08 stl_06 stl_09">） &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:56.5454em;z-index:766;"><span class="stl_08 stl_06 stl_09">项所提及的情况下</span><span class="stl_08 stl_06 stl_24">，</span><span class="stl_08 stl_06 stl_09">以</span><span class="stl_08 stl_06 stl_09">保险单所载本附加合同项下该被保险人相应的保险金额的百分 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:57.6854em;"><span class="stl_08 stl_06 stl_09">之十为限；在（</span><span class="stl_12 stl_06 stl_09">2</span><span class="stl_08 stl_06 stl_09">）项所提及的情况下，以保险单所载本附加合同项下该被保险人相 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:58.8271em;"><span class="stl_08 stl_06 stl_25">应的“境内旅行的疾病医药补偿”保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:61.1071em;z-index:870;"><span class="stl_08 stl_06 stl_09" style="word-spacing:0.5905em;">二、 若被保险人拥有且已从公费医疗</span><span class="stl_08 stl_06 stl_24">、</span><span class="stl_08 stl_06 stl_09">社</span><span class="stl_08 stl_06 stl_09">会基本医疗保险或其他费用补偿型医疗保险取得 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top:62.2471em;"><span class="stl_08 stl_06 stl_16">医药费用补偿，本公司按如下公式补偿。但在（</span><span class="stl_12 stl_06 stl_09">1</span><span class="stl_08 stl_06 stl_09">）项所提及的情况下，以保险单所 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top:65.0701em;"><span class="stl_26 stl_06 stl_09">1</span></div>
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